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Florida Hurricane / Casualty Damage Rules

F.S. Section 83.63 (Casualty): If a hurricane or other casualty damages the premises through no fault of the tenant and enjoyment is substantially impaired, the tenant may terminate and immediately vacate or vacate only the unusable part. If only part is unusable, the tenant's rent is reduced by the fair rental value of that part.

Partial use / staying put: When you remain in a partially usable unit, rent is reduced in proportion to the loss of rental value (no fixed formula). F.S. Section 83.56(1)(b).

Notice: § 83.63 (casualty damage) is different from § 83.56 (landlord noncompliance). § 83.63 describes options when a casualty event substantially impairs enjoyment (terminate and vacate, or vacate only the damaged portion with rent reduced by the fair rental value of that portion). § 83.56 provides a separate notice-and-cure framework for landlord noncompliance, and § 83.56(1)(b) describes proportional rent reduction when the unit is not rendered untenantable and the tenant remains in occupancy. Send notices promptly and keep proof of delivery. Email delivery is permitted when done in accordance with § 83.505. (Informational only — not legal advice.)

This app estimates abatement under the casualty rules and generates readytosend letters. This is informational only and not legal advice.

How it works

  • Complete the "Before You Begin" step to choose your plan and storm scenario (Stayed / Partial Days Away / Fully Vacated).
  • Click Pay & Unlock to complete secure checkout.
  • Enter dates, affected rooms, photos, and landlord contact. We apply Section 83.63 and Section 83.56(1)(b) to estimate abatement for partial use.
  • Stayed / Partial use: We calculate a proportional rent reduction for the unusable rooms. You should still notify the landlord in writing and keep proof.
  • Fully Vacated: We generate an immediatetermination packet under Section 83.63 and include depositreturn language under Section 83.49.
  • Click Generate to create your PDF packet.

Step 0 Before You Begin

1 Choose Your Plan

Starter

Basic

$40.00 One incident, one year
  • ONE habitability issue in a single year
  • One property address only
  • Guided checklist for conditions
  • Auto-generated Landlord Notice
  • Printable PDF ready to send
Most flexibility

Plus

$70.00 Two storms per year
  • UP TO TWO storms/incidents per calendar year (Jan 1 - Dec 31)
  • Multiple issues within same year
  • Evidence log with photo tracking
  • Landlord Notice + reminder workflow
  • Print-ready PDFs + annual summary
Best value

Pro Max

$250.00 Up to 5 years
  • UNLIMITED incidents across up to 5 years
  • Multi-year habitability history
  • All Plus features + batch generation
  • Negotiation playbook included
  • Comprehensive PDF packet

2 Pick Your Scenario

Stayed (Partial Use)
Remained in unit;
some rooms unusable
Partial Days Away
Temporarily left;
accommodation
Fully Vacated
Move-out, refunds & deposits
Tip: Hover a scenario card (or focus it with Tab) to see a brief explanation. On mobile, tap a scenario card to show it.

3 Utility Credit Claim Status

Important: If you had power/water outages, you may be entitled to a rent credit from your landlord for those days. Tell us your status so we can guide you and correctly offset your rent abatement.